Deposit Information
CERTIFICATES OF DEPOSIT
|
|
$500-$9,999 |
$10,000-$24,999 |
$25,000 & Over |
|
Term |
INTEREST RATE / APY |
INTEREST RATE / APY |
INTEREST RATE / APY |
|
3 Month CD |
1.885% / 1.900% |
2.08% / 2.10% |
2.28% / 2.30% |
|
6 Month CD |
2.03% / 2.05% |
2.23% / 2.25% |
2.43% / 2.45% |
|
12 Month CD |
2.18% / 2.20% |
2.38% / 2.40% |
2.575% / 2.60% |
|
24 Month CD |
2.28% / 2.30% |
2.48% / 2.50% |
2.67% / 2.70% |
|
36 Month CD |
2.38% / 2.40% |
2.575% / 2.60% |
2.77% / 2.80% |
|
48 Month CD |
2.48% / 2.50% |
2.67% / 2.70% |
2.87% / 2.90% |
Annual
Percentage Yield (APY) effective: 04/07/2008
A Penalty may be imposed for
early withdrawal on Certificate of Deposit.
Interest Paid quarterly.
$500.00 minimum balance
JUMBO CD RATES/Call for current rate
|
Balance |
Interest Rate |
APY |
|
**$0 -999.99 |
0% |
0% |
|
1,000.00 - 4,999.99 |
.445% |
.45% |
|
5,000.00 - 9,999.99 |
.745% |
.75% |
|
10,000 and over |
1.29% |
1.30% |
No minimum
balance.
Interest paid monthly.
Fees could reduce earnings. Interest rates are variable and subject to change.
Community Money Market Checking
|
Balance |
Interest Rate |
APY |
|
$0 -2,499.99 |
.199% |
.20% |
|
$2,500.00 - 4,999.99 |
.245% |
.25% |
|
$5,000.00 - 9,999.99 |
.295% |
.30% |
|
$10,000.00 - 24,999.99 |
.395% |
.40% |
|
$25,000.00 and over |
.495% |
.50% |
No service charge.
Interest on Money Market Checking is compounded
monthly.
Fees could reduce earnings. Interest rates are variable and subject to change.
Community Investors Club
|
Balance |
Interest Rate |
APY |
|
$0 - 4999.99 |
0% |
0% |
|
$5,000 - $49,999 |
.745% |
.75% |
|
$50,000 - 99,999 |
.995% |
1.00% |
|
$100,000 and over |
1.24% |
1.25% |
No service charge.
Interest on Community Investors Club is compounded
monthly.
Fees could reduce earnings. Interest rates are variable and subject to change.
NOW Account
|
Balance |
Interest Rate |
APY |
|
$0 -$499.99 |
0% |
0% |
|
$500 and over |
.199% |
.20% |
No service
charge.
Interest on the NOW account is compounded monthly.
Fees could reduce earnings. Interest rates are variable and subject to change.
Community Savings
|
Balance |
Interest Rate |
APY |
|
$0 -2,499.99 |
.245% |
.25% |
|
$2,500.00 - 4,999.99 |
.295% |
.30% |
|
$5,000.00 – 9,999.99 |
.345% |
.35% |
|
$10,000.00 - 24,999.99 |
.445% |
.45% |
|
$25,000.00 and over |
.545% |
.55% |
No service charge.
Interest on Community Savings is compounded
monthly.
Fees could reduce earnings. Interest rates are variable and subject to change.
Community Statement Savings
|
Balance |
Interest Rate |
APY |
|
No Minimum Balance |
.545% |
.55% |
Interest on Community Statement Savings is compounded monthly.
Fees could reduce earnings. Interest rates are variable and subject to change.
Regular Savings
|
Balance |
Interest Rate |
APY |
|
No Minimum Balance |
.495% |
.50% |
Interest compounded quarterly.
Fees could reduce earnings. Interest rates are variable and subject to change.
Community
Personal Savings
|
Balance |
Interest Rate |
APY |
|
$0 -$249.99 |
0% |
0% |
|
$250 and over |
.995% |
1.00% |
No service
charge.
$250.00 minimum balance to open. Minimum
balance of $250.00 to earn interest.
Fees could reduce earnings. Interest rates are variable and subject to change.
Premier Money Market Savings
|
Balance |
Interest Rate |
APY |
|
$0 -9,999.99 |
.35% |
.35% |
|
$10,000.00 – 24,999.99 |
1.07% |
1.08% |
|
$25,000.00 - 49,999.99 |
1.35% |
1.36% |
|
$50,000.00 - 74,999.99 |
1.52% |
1.53% |
|
$75,000.00 – 99,999.99 |
1.93% |
1.95% |
|
$100,000.00 - 149,999.99 |
2.20% |
2.22% |
|
$150,000.00 and over |
2.55% |
2.58% |
No service charge.
Interest on Premier Money Market Savings is
compounded monthly.
Fees could reduce earnings. Interest rates are variable and subject to change.
Christmas Club Savings
|
Balance |
Interest Rate |
APY |
|
No Minimum Balance |
.95% |
.95% |
Interest compounded annually.
Fees could reduce earnings. Interest rates are variable and subject to change.
**Annual percentage yield is based on a deposit of $500.00 and a 12 month maturity.
HOURS CHECKING TYME/PULSE 24 HOUR VOICE ACCESS DEPOSIT RATES BANK BY MAIL PRIVACY LOANS
