Annual Percentage Yield (APY) effective: 07/10/08
A Penalty may be imposed for early withdrawal on Certificate
of Deposit.
Interest Paid quarterly.
$500.00 minimum balance
JUMBO CD RATES/Call (1-888-464-1122) for current rate
Community Statement IRA
Balance
Interest Rate
APY
Interest Paid
**$0.00 - 9,999.99
1.79%
1.80%
Quarterly Interest
$10,000.00 - 24,999.99
1.99%
2.00%
Quarterly Interest
$25,000.00 and Over
2.18%
2.20%
Quarterly Interest
*NO minimum balance/Fees could reduce earnings/Interest rates are variable and subject to change
**Annual Percentage Yield (APY) calculation is based on a deposit of $500.00
Health Savings
Accounts
Balance
Interest Rate
APY
Interest Paid
$0.00 -999.99
0.00%
0.00%
**$1,000.00 - 4,999.99
0.545%
0.55%
Monthly Interest
$5,000.00 - 9,999.99
0.845%
0.85%
Monthly Interest
$10,000.00 and over
1.39%
1.40%
Monthly Interest
* Fees could reduce earnings/Interest rates
are variable and subject to change/Minimum balance of $1,000.00
required to earn interest/NO service charge **Annual Percentage
Yield (APY) calculation is based on a deposit of $1,000.00
Community Money Market Checking
Balance
Interest Rate
APY
Interest Paid
**$0.00 -2,499.99
0.199%
0.20%
Monthly Interest
$2,500.00 - 4,999.99
0.245%
0.25%
Monthly Interest
$5,000.00 - 9,999.99
0.295%
0.30%
Monthly Interest
$10,000.00 - 24,999.99
0.395%
0.40%
Monthly Interest
$25,000.00 and over
0.495%
0.50%
Monthly Interest
*NO minimum balance/Fees could reduce earnings/Interest rates are variable and subject to change/NO service charge
**Annual Percentage Yield (APY) calculation is based on a deposit of $500.00
Community Investors Club
Balance
Interest Rate
APY
Interest Paid
$0.00 - 4999.99
0.00%
0.00%
Monthly Interest
**$5,000.00 - 49,999.99
0.995%
1.00%
Monthly Interest
$50,000.00 - 99,999.99
1.24%
1.25%
Monthly Interest
$100,000.00 and over
1.49%
1.50%
Monthly Interest
* Fees could reduce earnings/Interest rates
are variable and subject to change/Minimum balance
of $5,000.00 required to earn interest/NO service charge
**Annual Percentage
Yield (APY) calculation is based on a deposit of $5,000.00
NOW Account
Balance
Interest Rate
APY
Interest Paid
$0.00 -499.99
0.00%
0.00%
Monthly Interest
**$500.00 and over
0.245%
0.25%
Monthly Interest
* Fees could reduce earnings/Interest
rates are variable and subject to change/Minimum balance
of $500.00 required to earn interest/NO service charge **Annual
Percentage Yield (APY) calculation is based on a deposit
of $500.00
Community Savings
Balance
Interest Rate
APY
Interest Paid
**$0.00 -2,499.99
0.245%
0.25%
Monthly Interest
$2,500.00 - 4,999.99
0.295%
0.30%
Monthly Interest
$5,000.00 - 9,999.99
0.345%
0.35%
Monthly Interest
$10,000.00 - 24,999.99
0.445%
0.45%
Monthly Interest
$25,000.00 and over
0.545%
0.55%
Monthly Interest
* Fees could reduce earnings/Interest rates are variable and subject to change/NO service charge
**Annual Percentage Yield (APY) calculation is based on a deposit of $500.00
Community Statement Savings
Balance
Interest Rate
APY
Interest Paid
**NO Minimum Balance
0.545%
0.55%
Monthly Interest
* Fees could reduce earnings/Interest rates are variable and subject to change/NO service charge
**Annual Percentage Yield (APY) calculation is based on a deposit of $500.00
Regular Savings
Balance
Interest Rate
APY
Interest Paid
**NO Minimum Balance
0.495%
0.50%
Quarterly Interest
* Fees could reduce earnings/Interest rates are variable and subject to change/NO service charge
**Annual Percentage Yield (APY) calculation is based on a deposit of $500.00
Community Personal Savings
Balance
Interest Rate
APY
Interest Paid
$0.00 -249.99
0.00%
0.00%
Quarterly Interest
**$250 and over
0.995%
1.00%
Quarterly Interest
* Fees could reduce earnings/Interest rates are variable and subject to change/Minimum balance of $250.00 required to open an account and to earn interest/NO service charge
**Annual Percentage Yield (APY) calculation is based on a deposit of $250.00
Premier Money Market Savings
Balance
Interest Rate
APY
Interest Paid
**$0.00 -9,999.99
0.495%
0.50%
Monthly Interest
$10,000.00 – 24,999.99
1.22%
1.23%
Monthly Interest
$25,000.00 - 49,999.99
1.50%
1.51%
Monthly Interest
$50,000.00 - 74,999.99
1.67%
1.68%
Monthly Interest
$75,000.00 – 99,999.99
2.08%
2.10%
Monthly Interest
$100,000.00 - 149,999.99
2.34%
2.37%
Monthly Interest
$150,000.00 and over
2.70%
2.73%
Monthly Interest
* Fees could reduce earnings/Interest rates are variable and subject to change/NO service charge
**Annual Percentage Yield (APY) calculation is based on a deposit of $500.00
Christmas Club Savings
Balance
Interest Rate
APY
Interest Paid
**NO Minimum Balance
1.00%
1.00%
Annual Interest
* Fees could reduce earnings/Interest rates are
variable and subject to change/NO service charge **Annual Percentage Yield
(APY) calculation is based on a deposit of $500.00